Financial Coaching

Real: Era of low interest rates may be ending
Experts expect interest rates, which receded to all-time lows near the end of 2010, will increase this year.
  Which 'flation should we fear more?
A deflationary spiral still looms, some economists say, even though Wall Street recently has focused more on the potential for a jump in inflation if the economy revives
10 ways the new economy will look different
American values and industries will be reinvented as the nation comes out of the worst recession.
  Fixing common money mistakes
Everyone needs an emergency fund, Jones says, particularly in a dicey economy. But when budgets get tight, many consumers stop setting money aside for a rainy day, thinking that they can't save enough to matter.
"Right now, everyone has to learn to invest," finance guru
The celebrated author of "Rich Dad Poor Dad" recently discussed his views on the current economy in a wide-ranging interview in which he recommended that people look for bargains while real estate and stock prices are low
  Keeping spirits up when business is slow
A positive mental attitude is absolutely the most important aspect to recovering from anything.
By Freddie Mac: Anti-Scam Message Hits YouTube:
As pointed out in the YouTube video, if you're having trouble paying your mortgage, don't rely on the superhuman promises of a foreclosure hero, because if you do, you'll probably end up being cheated by a villain.
  Rent or buy? Do the math
Of course, owning your own home is still a great way to use leverage and build equity but sort out few things first
Things to remember while marketing your home in this tuff market
"Rather than looking at how much homes in your area sold for six to 12 months ago, compare prices for similar properties currently on the market"
  Future of our country, our kids and grandkids- a serious business.
"You can't solve a problem until the majority of the people believe you have a problem that needs to be solved," Walker head of the Government Accountability Office says.
Keep on learning
As an adult, continual learning keeps you fresh, motivated, and competitive. And unlike the kids going back to school, you don't have to worry about grades, being in the same class as your best friend, or dressing for gym !
  Tips for finding jobs
"hottest entry job market in five years"
Know the four types of credit card insurance
Questions to ask your card issuer before purchasing insurance:
  When it comes to money, nobody's perfect. Everyone makes mistakes with money
When it comes to money, nobody's perfect. Everyone makes mistakes with money. It's easy. What's not so simple is repairing the damage.
3 small steps for tackling big debt
Here are the three small steps for tackling big debt
  Are You Better Off Than Your Parents Were At Your Age? Probably Not
The average two-income family today earns 75% more (adjusted for inflation) than a one-income family earned a generation ago.
Ask yourself what money means to you
There was a time, we believed money could not buy happiness. In this time and age money actually can provide you happiness if you know how to use it as a toll.
  You may transfer fund assets upon death
You're not rich, but you've managed nevertheless to set a little something aside, maybe some investments you'd like your children to have after you're gone
It's bad, but not bankruptcy-worthy
You mentioned bankruptcy. In your case, with so little debt behind you and such a big future ahead, it makes no sense. Forget about it.
  When financial push comes to shove
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